Donate today & help us reach our $1M goal to preserve the polar bear’s Arctic home.
Polar bears live on the ice-covered waters of the arctic, relying almost entirely on shrinking sea ice for their survival.
KEEP IT LOCAL
GET YOUR MORTGAGE RIGHT HERE AT YOUR CREDIT UNION!
Public Service Credit Union and Member First Mortgage, LLC (MFM) have teamed up to provide affordable mortgage solutions and excellent service to our members.
From purchase to refinance, we offer a variety of loan programs to help our members finance their homes.
- Complete Suite of Mortgage Programs
- Low Down Payment Options Available
- Competitive Rates & Closing Costs
- Online Application
- Expedited Closings
We will work with you to make sure you get the perfect mortgage loan for your unique needs!
TAKE ADVANTAGE OF OUR COMPETITIVE RATES!
Now may be the perfect time to purchase the home of your dreams or refinance your current mortgage to save money!
“I Predict That We Could See Ice-Free Summers onthe North Pole Within a Decade.”
RESOURCES
KNOW WHAT TO EXPECT WHEN YOU GET A MORTGAGE
We know that getting a mortgage is a big decision and we want to make sure that our members have the resources to make the mortgage process as simple as possible. From application to closing, our expert mortgage team will ensure that you stay informed.
Mortgage Calculator
Find Out More About Loan Products
If you'd like to learn more about individual loan products to figure out which one is right for you, click the link below or reach out to your Loan Officer.
Complete our mortgage application to begin your journey to owning your new home!
34%
0
RAISED
$376,943
OUR GOAL
$1,000,000
John Forsyth, Lead Researcher, The Canadian Polar Insitute
Continue Your Application
Have you already started completing a mortgage application? Finish your application today!
If you have questions and want to talk about your specific situation, call our expert Mortgage Consultant from Member First Mortgage today:
Mortgage Loan Originator
CONTACT US TODAY!
READY TO GET STARTED?
RESOURCES
KNOW WHAT TO EXPECT WHEN YOU GET A MORTGAGE
We know that getting a mortgage is a big decision and we want to make sure that our members have the resources to make the mortgage process as simple as possible. From application to closing, our expert mortgage team will ensure that you stay informed.
Mortgage Calculator
Member First Mortgage
Visit the Member First Mortgage website to learn more about our mortgage partner and for more mortgage resources.
Find Out More About Loan Products
If you'd like to learn more about individual loan products to figure out which one is right for you, visit MFM's Loan Product page on their website.
Continue Your Application
Have you already started completing a mortgage application? Finish your application today!
* This is not a commitment to lend. All lending products are subject to credit and property approval. Refinancing an existing mortgage loan may cause the total finance charges to be higher over the life of the loan. Additional restrictions may apply. Marta Dulaney, NMLS #746406, is authorized to act as an agent of Public Service Credit Union and is authorized to represent Member First Mortgage, LLC (‘MFM’). MFM (616 44th Street SE, Grand Rapids, MI 49548 | (866) 898.1818 | NMLS ID: 149532) is a Licensed Mortgage Lender/Servicer and a partner of Public Service Credit Union (7665 Merriman Road, Romulus, MI 48174 | (734) 641.8400 X2208 | NMLS ID: 469775). For MFM’s state disclosure information, please visit MFM’s website. For NMLS licensing information, please visit www.nmlsconsumeraccess.org | Equal Housing Opportunity.
*Marta Dulaney is authorized to represent Member First Mortgage, LLC. For MLO licensing information, please visit NMLS Consumer Access.
We can help make a house your home!
Mortgages at
Public Service Credit Union
NEW MORTGAGES
JUST 10% DOWN, NO PMI
1
Get pre-qualified for a mortgage with Public Service CU!
CHOOSE THE BEST PROMOTION
FOR YOUR MORTGAGE NEEDS!
*Available to all borrowers on the purchase or refinance of a primary residence using a conventional portfolio loan product with Public Service Credit Union. Valid on loans closed for a limited time; subject to change without notice. Excludes manufactured homes. Loan scenario example is based on a $200,000 loan with a Conventional 30-Year fixed rate term (360 monthly principal & interest payments of $1,524, not including taxes and insurance); annual percentage rate (APR) of 5.644%. The down payment assumes 10% cash required by the borrower with 90% financing. The cost of Private Mortgage Insurance (PMI) coverage is waived as part of this promotion. AII lending products are subject to credit and property approval. Terms, conditions, and interest rates are subject to change without notice. Certain restrictions may apply and vary based on borrower qualification and collateral conditions. Refinancing an existing mortgage loan may cause the total finance charges to be higher over the life of the loan. This is not a commitment to lend. Additional restrictions may apply. Public Service Credit Union: 7665 Merriman Road, Romulus, MI 48174; Phone: (734) 641-8400; NMLS ID# 469775. Equal Housing Opportunity.
*Available to all borrowers on the purchase of a primary residence using a conventional portfolio loan product with Public Service Credit Union. Valid on loans closed for a limited time; subject to change without notice. You will receive a voucher at loan closing, validating your eligibility for the rate modification within 36 months of your closing date. Voucher must be presented by the borrower at the time of one-time rate modification and is not applicable to any modification unrelated to the interest rate reduction offered through PSCU’s Lock & Drop Mortgage Promotion. This is not a commitment to lend. AII lending products are subject to credit and property approval. This offer may not be combined with any other promotion. Additional restrictions may apply. Public Service Credit Union: 7665 Merriman Road, Romulus, MI 48174; Phone: (734) 641- 8400; NMLS ID# 469775. Equal Housing Opportunity.
LEARN MORE ABOUT OUR NEWEST LOAN PRODUCT
*Available to all borrowers on the purchase or refinance of a primary residence using a conventional portfolio loan product with Public Service Credit Union. Valid on loans closed for a limited time; subject to change without notice. Excludes manufactured homes. Loan scenario example is based on a $200,000 loan with a Conventional 30-Year fixed rate term (360 monthly principal & interest payments of $1,524, not including taxes and insurance); annual percentage rate (APR) of 5.644%. The down payment assumes 10% cash required by the borrower with 90% financing. The cost of Private Mortgage Insurance (PMI) coverage is waived as part of this promotion. AII lending products are subject to credit and property approval. Terms, conditions, and interest rates are subject to change without notice. Certain restrictions may apply and vary based on borrower qualification and collateral conditions. Refinancing an existing mortgage loan may cause the total finance charges to be higher over the life of the loan. This is not a commitment to lend. Additional restrictions may apply. Public Service Credit Union: 7665 Merriman Road, Romulus, MI 48174; Phone: (734) 641-8400; NMLS ID# 469775. Equal Housing Opportunity.
*Available to all borrowers on the purchase of a primary residence using a conventional portfolio loan product with Public Service Credit Union. Valid on loans closed for a limited time; subject to change without notice. You will receive a voucher at loan closing, validating your eligibility for the rate modification within 36 months of your closing date. Voucher must be presented by the borrower at the time of one-time rate modification and is not applicable to any modification unrelated to the interest rate reduction offered through PSCU’s Lock & Drop Mortgage Promotion. This is not a commitment to lend. AII lending products are subject to credit and property approval. This offer may not be combined with any other promotion. Additional restrictions may apply. Public Service Credit Union: 7665 Merriman Road, Romulus, MI 48174; Phone: (734) 641- 8400; NMLS ID# 469775. Equal Housing Opportunity.
LEARN MORE ABOUT OUR NEWEST PROMOTION
